I have been setting up my home to rent two bedrooms through AirBnB.
Today I talked to my home insurance company about adding coverage that would be needed for this use, and was unpleasantly surprised to find out that if I do AirBnB, They Will Not Cover Me At All. They assured me that since my policy had just renewed I would still be covered for almost a year, but that they would not renew me, after that, and they would not pay claims related to AirBnB.
They were also unable to provide me with any suggestions of companies that Would cover my home, and so far I have not been able to turn anyone up.
I searched the user forums, and found that this appears to be a fairly common problem, and that there are numerous horror stories of people having their insurance cancelled after just -asking- about AirBnB. A few of them appear to have lost their mortgage as a result. The only suggestions I saw were in Australia, New Zealand, and Canada, which does not help me much in the United States.
I called AirBnB support (after considerable effort finding a phone number), and was informed by the agent that she "Never heard of that kind of a problem before". Apparently, she does not read the community forums. The agent promised to escalate the question to her supervisor, but I have heard nothing back yet.
I want to get this taken care of, since it appears that there is a reasonable chance of losing my home over it.